Our Simple and Effective 4 step process
Centered around improving the wealth and health of your workforce
01. Define success
We recommend evaluating where your plan currently is and then defining some goals for your retirement program. For us, the gold standard is 90-10-90. Consider this the end goal.
Learn more about 90-10-90.
02. Maximize Plan Design
When possible, auto everything! Make HR life e.a.s.y. That includes enrollment, savings rate escalation, and investment selection. Research shows that plans with these types of auto features typically have higher participation rates than those that don’t.
03. Target Financial Wellness
Our education efforts will include webinars, one on ones, and interactive on site events. Our program goes beyond retirement to include everything from emergency fund planning to managing income in retirement. Financial stress impacts the overall health of your employees. Financial education is an often overlooked way to improve the lives of your employees. Because what is the point of wealth if you don’t have the health to back it up?
04. Monitor and Benchmark
Each year we will benchmark your plan’s investment, fees, and employees’ retirement readiness success measures. As your organization evolves, so should your retirement plan. As your Investment Fiduciaries, we will help your plan keep up.
Our Tool Suite has been certified by the Centre for Fiduciary Excellence (CEFEX) for Investment Support Services. CEFEX is an independent global assessment and certification organization that works closely with investment fiduciaries and industry experts to provide comprehensive assessment programs that improve risk management for institutional and retail investors. CEFEX certification helps determine the trustworthiness of investment fiduciaries.*
Our idea of a healthy Retirement Plan
90%
Employee
participation rate
10%
Average employee
savings rate
90%
Employees utilizing
a managed investment
Customizable Packages For Your Organizational Needs
Beyond funds, fees, and fiduciary…
Co-Pilot - 3(21) Fiduciary Investment Advice
Designed to provide specific investment guidance in a clear and concise package. We help you cover your bases and stay on track to meet your responsibilities as a plan sponsor.
Supervisor - 3(38) Fiduciary Outsourcing
Designed for mid-sized companies concentrated on growing their business. This package includes outsourced 3(38) investment management to lighten the load.
Steward - 3(38) Fiduciary + Cultural Integration
Designed for large organizations focused on fostering company culture and improving employee retention. This level of services offers total customization and includes a financial wellness program.
